Let me check a few things in your books.

Here’s the picture

• All-in cost — ~145,000 SEK
  M11 body plus a 35mm Summicron — the smallest sensible kit
• Current kit on books — 68,400 SEK
  Leica Q2 — trade-in could recover ~40,000 SEK
• Insurance impact — premium rises from 3,200 → ~6,800 SEK/year
  Insured value roughly doubles
• Cash today — 187,400 SEK
  Purchase fits, but leaves ~42k after the May VAT clears
• Annual carrying cost — ~33,000 SEK
  ≈28k depreciation over 5 years + 3.6k insurance increase

Cash-wise yes, but tighter than the sticker price suggests. Two cleaner paths: trade in the Q-series to recover ~40k, or wait 4–6 weeks for the open invoices to land. Want me to model the trade-in scenario?